Research On China’s Commercial Banks To Develop Private Equity Investment Business Problem

Along with our country banking industry development,China’s commercial bankingbusiness competition is becoming increasingly fierce,the traditional businessdevelopment has entered a bottleneck stage.Therefore,develop the new profit point ofgrowth,vigorously develop private equity investment business,has becomecommercial bank’s internal demand.In general,several parts will affect the rising ofinterest income near the future,such as decline the interest income,fall back inproportion of increase income in operating income,adjust business structure with thecomplex macroeconomics backgrounds,and so on.Within the policy framework,theCommercial Banks to identify specific opportunities,through establish a platform(including equity investment) for integrity the preponderant resources,and thus beleveraged by the new operation,which has become the general trend.Change profitablemodel,promote the development of intermediary business,expand the new point forprofit growth,introduce innovation product and service should a diligent direction ofbank in the future.We should do a better job in implementing the guiding principlesand plans formulated at the National Conference on Financial Work held by the CPCCentral Committee and continue to expand direct financing.Take various measures todevelop direct financing has several advantages:reducing dependence on indirectfinancing,improving the financial structure,deepening investment and financingstructural reform,leading rational deployment of social capital,accelerating industrialrestructuring,keeping fast and steady economic growth.Private equity financing is oneof the main way of direct financing.The paper has five chapters,Chapter one-put forward the problem,introduct China’scommercial bank businessmodel,innovative approaches and the significance of this article.Chapter two-from the contept,classification,organization form,operation mode andother four aspects about the basic theory of private equity investment.Chapter three-introduce on China and foreign private equity market developmentstatus.Chapter four-specific to China’s commercial banks to develop private equityinvestment business status quo,problems and ways and other aspects of comprehensive analysis.Chapter five-the way how commercial bank developing private equity.