Research On The Mode Of Commercial Banks' Involvement In Private Equity Investment In China

In China's economic development have become increasingly mature and stable on the occasion,between the commercial banks business increasingly fierce competition,a surge in credit business model many non bank institutions,commercial banks have serious impact on the traditional business,the involvement of private equity investment business to the Commercial Bank of China opened a new the road,and become one of the key of successful transformation.From the traditional business,China's commercial banks profit model mainly spreads income,but with the implementation of the national policy easing,and competition,from this part of the profits gradually narrowed,has a great impact,and the next period of time,it is difficult to change this situation.In this context,China's commercial banks began to change the existing business model,such as indirect involvement in private equity investment business has been taken seriously.The commercial bank has the absolute advantage in customer resources,financial service system and platform is stable,operation mode is relatively mature,although China's regulators are relatively restricted and standardized management of the commercial banks involved in the field of private equity investments,but commercial banks can still find opportunities in the market,the integration of existing resources,change management the intermediate business ideas,widely develop.And is committed to enhance the level of financial services,to create a more professional,more comprehensive,more innovative integrated financial services platform for the reform of China's commercial banks have made great contributions to the reform of the business model.The commercial banks involved in the PE business model can be divided into four categories,to raise funds,PE hosting,financial advisers and other main collection fees,commissions,fees and other intermediary business mode,and the mode of innovation investment loan linkage.For the four model,the advantages,the profit space for commercial banks and the problems in operation are the main contents of this paper.This paper consists of six parts,the first chapter is the introduction,is an overview of the purpose and significance of the paper and the whole content;the second chapter is about the theoretical basis,the third chapter is based on the background of theoretical knowledge,in view of the present our country commercial bank involvement in private equity investment business model,and carry out different business models the environment,causes,advantages and difficulties were discussed and analyzed,put forward various modes of existing problems,and made in-depth study of the mode selections after foreshadowing;the fourth chapter is the case analysis,the investment loan linkage model in-depth analysis;the fifth chapter is the empirical analysis,through the construction of mathematical model,to carry out "the relationship between investment loan linkage business model scale and bank performance were compared and analyzed;finally the conclusion of this thesis is The research results show that the answers to the questions presented in this paper are given,and some concrete suggestions are given.