| The automobile financial service as the promotion of automobile consumptiongrowth and promote auto industry development important way, more and more by ourgovernment and enterprise take seriously. As the automobile industry chain as a link, it isthe development of the automobile industry as the basis, can be said that the automobileindustry development directly determines the automobile finance service industrydevelopment. At the same time, the automobile industry ’s development is inseparablefrom the financial services industry of the automobile support. In recent years, China’sautomobile industry developed rapidly, but the automotive financial services industry isnot optimistic. The main reason is the single mode, thus adapt to the market demand inChina automotive financial service mode is auto industry competitive advantage,sustainable development core, but also resolve the current China’s automobileconsumption loan business financial dilemma.This text is from the our country automobile finance development theory, theautomotive financial services in our country produce, development, current situation andproblem analysis and discussion, through to our country automobile finance developmentmode and the advantages and disadvantages between domestic and foreign auto financialservice development model comparison, mainly from the business model, management mainbody, market environment the credit system, and other aspects of the domestic and foreignauto finance loan situation to carry on the comparative analysis, discover our countryautomobile finance development mode of the internal and external problems. In draw lessonsfrom abroad to develop on the basis of experience, at the same time according to theDongfeng Automobile Company financial loan development condition, proposed under thenew situation of Dongfeng company financial loan restriction factors emerging financialservice development model. Finally puts forward improvement of auto finance related policyrecommendations and related system construction and risk management system thefeasibility of the proposed, In order to protect the new mode in the environment of sound bythe Dongfeng Motor Group Company running smoothly and lasting development.thatChina’s auto finance development to provide strong protection and support. |
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