China's Auto Finance Business Model Research

With China's entry to WTO on November 11,2001,Chinese automobile industry, especially sedan industry, and its market will face the opportunity of high growth and the impact of imported cars from multi-national car manufacturing giants.This article begins with the importance of the automobile industry in our country, combining the history and experiences of the developed countries, and the actual conditions of the related profession of our country, enumerated to analyze the key problem and the reason of the automobile financial industry exist in our country currently.The writer choose to research from macro view to tiny view, from the outer circle to the core of the problem, and put forward two kinds of method to establish a new model which conclude bank, automobile company, automobile dealer, insurance company by the way of the person match" and" the capital match", the writer considered the best way is that building a joint venture automobile financial company which established by the way of the capital match".At last, the writer chooses the Hunan Huawei automobile service limited company as example, analyzing how to operate the new model in the actual, and further verified the superiority and the maneuverability of the new model which put forward in this text.