Risk Management Research Of International Settlement And Trade Financing For The Bank Of Z

In recent years, the rapid development of Chinese international trade financing isdeeply related to its international trade. International trade financing has become one ofthe most profitable business in banks. But the risk and profit exist side by side.And themost important thing for the bank is how to face the risk and restrict the risk.We can systematically learn the concept, manifestations and characteristics of thecommercial banks in international trade financing.Also we can know that the risk types ofinternational trade financing and the principles of the risk management. On the study ofthe bank of Z, combined with practical work experience of the author, this article analyzesthe problems of the bank of Z of its risk management in the international trade financing.There are lots of differences between the bank of Z and other banks at home and abroad ininternational trade financing. Such as, the capabilities of risk identification in internationaltrade financing need to be improved; in trade financing, business tracking conditionshould be improved, be sure to follow the first source of repayment; trade financing andcommon assets business uses is the same principle, and it has not established a differenctsystem. To resolve these problems, this paper carries out a detail analysis and put forwarda series of solution for the bank of Z, with a set of practical and operable system. To acertain extent, it may be helpful to improve the risk management in the international tradefinancing of the bank of Z.