Study On The Reform Of Chinese Rural Financial System

The rural financial organization system of rural financial research is always a hot issue in the field, the rural financial reform, in a first embodiment the financial organization system innovation. In recent years, the development of rural economy rural financial prosperity provides a broad background of the times, while the rural financial system is the rural financial service develops main body, therefore, the establishment of a sound rural financial system to have practical necessity, improve the rural financial system has become the current development of rural economy in China a pressing matter of the moment. Under this background, to rebuild the rural finance system lies in:optimize the organizational structure; perfect supporting system; to enhance its service means; to strengthen its supervision. Through a number of initiatives in support of rural development, give aid to farmer to become rich, so as to realize the strategic goal of prosperity.In this paper, the rural financial system the basic concepts and basic theories on the basis of analysis of the rural financial system, consisting of three elements, namely the rural finance main body, the rural financial system and the rural financial organization system. Among them, the rural financial system mainly includes the credit system, credit management system and interest rate system; rural financial organization mechanism includes financing, risk sharing mechanism, operation mechanism, supervision mechanism and market access mechanism. Focus on all kinds of rural financial organizations, including rural commercial finance organization, rural policy finance, rural cooperative financial organization organization and rural folk financial organization form, significance and existing problems in the light of the existing problems, and try to give specific, targeted, practical suggestions, with a view of the whole rural finance system reform and the development of a reference to the role of.