Vietnam Is On Small And Medium-Sized Enterprises Financial Policy Research

In recent years, in Vietnam, small and medium enterprises to mobilize the power of investment and development display enormous role, and to poverty alleviation, and create jobs and the various areas of the balance between development and other social problems plays a very important role. Therefore, small and medium-sized enterprises in the economic system of increasingly have the advantage. But in the operation process, the small and medium enterprise often faced with many difficulties. Among them, the lack of production and operation of funds is the most difficult to resolve problems. Through the bank, small and medium-sized enterprises to provide financial assistance is also very importantIn order to assist small and medium enterprise development, make its speed up to the transformation of from inside extroversion, the Vietnamese government has to help as much as possible, processing enterprise financing problems. The enterprise to expand production and enhance the competition, in the domestic and overseas markets make live feet.This paper further explore Vietnam small and medium enterprises in recent years the operation status of, make clear its characteristic, special emphasis on its desire the most difficult is the problem of funds, so as to examine bank and credit relationship of small and medium enterprises. The analysis points out their advantages and disadvantages and further sure bank to the development of smes played the role. Paper points out, the small and medium enterprise requires very reasonable and appropriate funding solutions, the government’s macroeconomic policies and orientation is not lack of support. In order to overcome the small and medium enterprise financial ability is limited, management team isn’t skilled, not professional, human resources can not meet the demand management, backward technology and science and technology very need government especially by bank credit, finance lease, and each foundation and each management association support funds, timely help small and medium-sized enterprises of the market and meet the information to the management of production and help enterprise to learn from each other and to exchange information and exchange of experience.