International Comparison And Reference Of The Rural Social Endowment Insurance System

The eighteenth National Congress of the CPC, to promote the overall development ofurban and rural social security system. Social security is a basic system to protect people’s life,the regulation of social distribution. To adhere to the full coverage, the basic, multi-level,sustainable development, to enhance the fairness, adaptation to mobility, ensure sustained asthe key, the urban and rural residents covered by the social security system.In September1,2009, the State Council issued the "guidance" of the State CouncilConcerning the new type of rural social endowment insurance pilot, started a new system ofagricultural insurance pilot. The new agricultural insurance pilot listed milepost type progressin rural old-age care, however, because of, the new rural endowment insurance system is toestablish the basic framework, some problems and difficulties in the process of pilot: due toinadequate legislation, financing difficulty, lack of policy and the lack of effectivemanagement mechanism exists, a new rural old-age security system overall design still needsfor a long time. At present, to improve the rural social endowment insurance system of typicalcountries in the reference of international experience of practical significance and necessary:Influenced by the traditional culture of the Chinese, since ancient times, heavy affection,blood relationship, so in the rural elderly pension problems has been dominated by familyendowment. Due to deterioration, population aging problem due to family miniaturizationbrings the family planning policy and a large number of rural population of migrant workersformed the emergence of a large number of empty-nest families, making the rural traditionalfamily endowment difficult to continue. Since China’s heavy light farmers practice, leads tothe imbalance of economic development between urban and rural areas, the reform andopening up, the countryside has made important contributions to the development of the city,providing resources, the manpower, material support, make the industrialization of ourcountry can be implemented smoothly. But it is precisely because of dual economy system ofthis heavy light farmers, heavily City Light Township existence, caused the countryside in allaspects of the backward. Now China has entered the "industry nurturing agriculture""townand countryside" in the new period. The state actively explored to provide old-age security necessary for farmers, is not only to the interests of the peasants "repay", it is necessary forthe realization of social justice.The endowment is everyone must face the problem, the endowment insurance system asthe core content of social security system all over the world, has attracted great attention, allcountries have established the coverage of urban and rural old-age insurance system, alsoaccumulated a lot of experience. The rural endowment insurance is in the process ofindustrialization development up, China is in the stage of international experience, it isnecessary to use. Of course, due to the situation of our country has the big difference with thewestern developed countries, we should fully respect the reality of our country in thereference, proceed from reality in everything.The purpose of this paper is based on the typical countries in the rural old-age insurancesystem, using historical analysis method, comparison analysis method and combination oftheory and empirical summary of various countries, comparison of different countries in therural endowment insurance practice and summarize the experience of other countries, toprovide the necessary reference and ideas improve China’s new rural social endowmentinsurance system.The paper is organized as follows: sorting through the study of literature, according tothe basic theory, international representative countries, summarizes the internationalexperience, combined with the present situation of our country proposed the practical andfeasible solution for the order to start. The first part is the introduction, research ideas andmethods, mainly introduces the research background and significance of this paper, and thepossible innovation point of the thesis. The second part is the theoretical foundation,including the concept and significance, the basic old-age insurance pattern and thecharacteristic as well as the domestic and foreign rural endowment insurance on thetheoretical basis of. The third part mainly introduces the three different patterns of ruralold-age insurance model, respectively, to a nation as an example, introduces the unified mode,special model and unified model. In the three national rural endowment insurance systemdevelopment and the present situation on the basis of summarizing their characteristics. Thefourth part is the comparison and experience of international rural endowment insurancesystem summary. Comparison and summarizes the similarities and differences of different modes of this system mentioned from different angles. The fifth part is the internationalsystem of rural endowment insurance enlightenment and reference, the first is the introductionof the current situation and evaluation of China’s rural social endowment insurance system,followed by the necessity and urgency of perfecting the endowment insurance system on newrural in China, and then puts forward the general idea and principles of perfecting rural socialendowment insurance system in the basis of international experience, the last is to perfect ourcountry’s rural social endowment insurance system, policy recommendations. Of course, notblindly use, consideration should be given to the special background of our country, such aswith the acceleration of urbanization, more and more rural people into the city, for their oldafter return to the rural old-age insurance system is how to connect; again, along with thechange of the circulation of rural land system, farmers can free transfer of land, farmers maydifferentiate into different the category, the rural social endowment insurance will no longersuitable for the current situation, this paper is to put forward specific policy recommendationsin this context. The sixth part is the conclusion, summary of the paper.