Endowment Insurance Company The Advantage Of The Enterprise Annuity Business And Strategy Choice

Annuity in China, and its specific meaning is that companies provide the workers with a pension after retirement, is in addition to the state pension funds, by the national macro-control and the actual development of business decisions of pension benefits, aimed at easing China’s aging population has brought a series of problems for workers in retirement to provide financial guarantees.And other differences between the nature of insurance is the main purpose of this system not only to meet the protection of a commercial nature, but also the embodiment of corporate welfare, an enterprise feedback for employees.This system is conducive to mobilizing the enthusiasm of employees and retain talent, improve the company’s competitiveness in the market, but also help alleviate China’s aging population the social problems, reduce its financial burden. Although the operational aspects of corporate annuity business of the organization through the management, but the nature of the social old-age insurance as a supplement to the commercial nature rather than absolute. Annuity and pension, personal savings for old age together constitute our pension system,"the three pillars."This article is based on the development of enterprise annuity in China, and gradually extended to analyze the advantages and face the competition of the enterprise annuity pension insurance company, focuses on in the business strategy of the pension insurance company in the consolidated financial background selection.In accordance with the above ideas, the paper is divided into four chapters. The first chapter is an introduction, briefly explain the operation of the background of China’s enterprise annuity and related concepts; second chapter focuses on the operation of the status quo of China’s enterprise annuity business policy environment analysis; The third chapter is devoted to the pension insurance company enterprise annuity Chapter IV of the advantages and the existence of competition and financial industry and other subjects; start from the international experience of the enterprise annuity market, pension, extended to its strategy, and finally the development of strategic outlook.