Endowment Insurance Fund Regulation Research

Security and integrity of the pension insurance fund, directly related to the vital interests ofthe majority of insured persons and social stability. Although China’s central and localgovernments have done a lot of old-age insurance fund regulation greatly enhanced, there isstill a policy not perfect, is not standardized, and poor supervision, seriously affecting thesecurity of pension insurance fund and continuous operation. So building an effectiveregulatory system, it is necessary to ensure the pension insurance fund earmarked to implementthe principles and policies of the party and state, to maintain social stability and promoteeconomic health and orderly development.Discussion on the characteristics of pension fund regulatory supervision system and improveplan is divided into six parts in the paper. The problems of China’s pension fund regulatorysupervision system and the practical significance of China’s economic and social development tostrengthen the fund supervision system are introduced firstly, and domestic and foreign pensioninsurance fund status quo made a simple description; Description on the principle of the relatedconcepts of the old-age insurance and pension fund supervision, the main content and the meansof supervision and the need for regulation of pension funds is in the second part; In the third part,the establishment and development of China’s current pension fund regulatory regime and fundregulatory status are researched and the problems and underlying causes of China’s pensioninsurance fund supervision is analyzed; the similarities and differences are identified in thefourth part after comparison of the United States, Germany and other developed countries in theworld pension insurance fund regulatory model; with Tai’an City pension insurance regulatorystatus as an example, the main existing problems are analyzed and a comprehensive pension fundregulatory system construction plan is proposed in the fifth part; finally, drawing on theexperience and lessons of the domestic and foreign pension fund regulatory regime, theconsummate plan is proposed to improve the regulation of the legal system of the pension Fundin China, strengthen the pension insurance fund supervision system and improve pension fundmanagement system.