The Research On American Old-Age Secuirty System And The Enlightenment To China

The major researching field of western plutonomy is social security and governmentfunction which primary issue is pension system. Especially in recent20years, because ofeconomic development and change of population, current social security system is facingmore and more problems over many countries. Researchers and policy-maker are payingmore attention to this public policy field which has significant social and economicinfluence. As our market economy’s transition and traditional pattern of family support ofold age has been broken up, social security problems are coming into public policyresearch frame.When the market economy goes out to a certain level, the foundation ofretirement pension system has became the only choice, and the process of carrying out areclosely related to government’s function. The retirement pension system funds’ raising,operating, paying and supervising not only involve with the sustainability and richness, butalso has impact to reallocation, labor market, capital market etc.This paper pick upAmerica as subject, shows the character and regional character for international socialsecurity pattern, which also uses the typical case. It includes emerging, developing andreforming, and principal policy and subject’s legislation and result.America’s old-age security and social security system is coming close to the phase hasto make some change. What today’s American social security system is talking about isfinancing solvency, coverage rate and richness. Old-age security and medicare system areboth confronting the challenge from aging. Present American social security system hasaccumulated debt to a high level, whether current government or future government haveto afford the cost of handle this problem, to make sure the whole social security system tobe sustainable. We can learn a great lesson from the way how America resolve theproblem.