Supply Chain Finance And Minsheng Bank In H PV Enterprise Application Research

In recent years, as an innovative financing solution, Supply Chain Finance expands the traditional financing ideas that focused on their own operating conditions of the loan Enterprises, basing on whole participation and understanding of provision, production and sales, and a careful analysis on information flow, goods flow and capital flow, it launches the financial services program that combined supply chain management theory with financial innovation, and Taking into account various aspects of the transaction form of business activities.Firstly, putting Supply chain and supply chain finance theory as a guide, starting from the current situation of supply chain finance’s theory and practice in domestic and foreign, analyzing business development of supply chain finance for Commercial banks in China, and development status, analyzing main features of supply chain finance in major commercial banks of China. Following the characteristics and the main problems of implementing supply chain finance for our banks. Combination with full understanding of the Minsheng Bank’s supply chain finance. It Proposes strengths, weaknesses, opportunities and threats of Minsheng Bank carrying out the supply chain financial services program.Secondly, based on the development status of photovoltaic industry and the evaluation of full analysis for H enterprise, following the application of supply chain finance solutions in H PV companies, it illustrated the value and competitiveness of supply chain finance. Effecting from the application point of view, It created a new thinking and solved the financing bottleneck of photovoltaic enterprises. And combination with tracking and monitoring of capital flows in the whole process, it controlled the bank credit risk effectively and realized a win-win situation between banks and enterprises.Finally, based on the possible risks of supply chain finance for Minsheng Bank, combining with the current situation of the of supply chain finance that Minsheng Bank applied in H enterprises, it putted forward the future strategy choice of financial models for Minsheng Bank.