Supply Chain Finance Under The Bank Financing Models Applied Research

Conform to industry competition by the competition among enterprises is converted to thetrend of competition among the supply Chain, supply chain finance came into being. In fact,the enterprise supply chain, cash flow, order information flow, storage and distribution flow"third-rate one" formed, the basic is the value and information transfer. Supply ChainManagement (SCM) the emergence of the modern enterprise to promote competition from theprevious one on one competition, transforming into a "supply chain" right "supply chain"competition, corresponding to the bank to-business services model is also taking place inprofound changes. Supply Chain Finance as a new financing model, the bank through theentire supply chain review, and the degree of supply chain management and the coreenterprise credit strength of mastery of the core business and multiple upstream and downstream enterprises to provide a flexible financial products and services, new financing models.First, the financial model of the supply chain to expand qualitative research.First supplychain finance financing models are classified as prepaid receivable financing, inventoryfinancing and accounts receivable financing, respectively, from the main demand, operationalprocesses and the risks involved in the main benefit point of specific research. Subsequentproducts in Shenzhen Development Bank, various financing models and financing mode onthe line.Second, the typical pattern of supply chain finance-prepayments positions(confirmation) study, the combination of risk factors, quantitative research bank order quantity,as well as suppliers and finance companies wholesale price and ordering decisions, and toexplore financing services supply chain performance. Conclusion banks to participate in thefinancial supply chain efficiency will be greater than the funding constraints of the traditionalsupply chain.Finally, in the case on the basis of the modeling of the front quantitative analysis andinspection. By prepayments Case Shenzhen Development Model into the numericalcalculation of the theoretical model, the simulation results verify the model conclusions.