Commercial Banks And Trust Companies Financing Business Cooperation Pattern

With the rapid development of domestic economy in recent years and the increasing personal income level and strong desire for the professional property management, the traditional capital investment channels can no longer meet the increasing financial demand. At the same time, our financial products of commercial Banks are also in an accelerating development, which is gradually becoming the key business.These services bring the new profit growth for the banks and improve their core competitiveness. But it is undeniable that compared with the foreign countries, there’s still a noticeable gap exists at present. Because that the financial system and regulations are not perfect, investment mentality is not mature, market operation is not standard, market structure is unreasonable, the development of our country financial products field is restricted. This article emphatically from the Angle of commercial Banks, based on the combination with financial related theories, analyzed the development of financial business cooperation, and proposed the recommendations. This paper is divided into five parts:the first part introduces the related theory of such cooperation; The second part carried on the reasons of the cooperation and the significance, beneficial revelation of the foreign countries; The third and fourth part described our country cooperation mode and current situation respectively by qualitative and case analysis; The fifth part put forward the problems in the cooperation and overall innovation ideas.