Research On The Join Of Endowment Insurance Between The City And The Countryside In The View Of Fairness

Endowment insurance system is an important content of our country to protect the people’slivelihood, plays an important role in promoting economic and social development, not only solvethe pension problems, but also in the maintenance of social stability. But because the two elementstructure of our society, there is a clear gap between the urban and rural pension insurance system,the basic old-age insurance system for urban has more perfect, while the rural old-age insurancesystem is relatively backward. In this paper, taking justice as the starting point, this paper firstreviews the development process of urban and rural old-age insurance system, urban pensioninsurance system was established in the beginning of the founding of the development system, aftermore than half a century of relatively mature, to2012has established the basic coverage of allresident in the urban social endowment insurance system, in2009began the implementation of newrural social endowment insurance, the differences between urban and rural old-age insurance systemis obvious. Secondly, from the cohesion foundation, difficult, the three key dimension of thefeasibility and necessity of the convergence of urban and rural endowment insurance system inChina, the existing problems and the measures to be taken for analysis.On the basis of cohesion, due to the aging population, family pension function, the lack of landsecurity function of weakening, insufficient stamina problem such as commercial insurance, ole-ageinsurance system in China is linking the urban and rural areas be imperative, in addition to realizeold-age insurance join conditions are mature, not only has the state financial support, and with theoptimized conditions, technical management insurance linking the urban and rural areas to providesecurity.From the cohesion difficult speaking, from the system inside and outside the system from twoaspects of endowment insurance system of urban and rural integration of obstacles, system mainlyfrom the Angle of view of fair in related index analysis, the number of ginseng, coverage andendowment insurance replacement ratio, population expected life of quantitative analysis, throughthe data analysis conclusion: urban endowment insurance level is far higher than the countrysid actual level.Cohesion is the key to realize urban and rural integration of specific countermeasures, throughthe reform of census register system, and strengthening the government responsibility,strengthening the legal system construction, improve the level of overall planning, the establishmentof urban and rural old-age security grass-roots service system, the reform of pay cost system andcapture the provincial or municipal level, the realization of the integration of urban and rural areasas a whole the endowment insurance system.