Risk Prevention And Countermeasures Research On International Trade Finance Of China Construction Bank Xinjiang Branch

In recent years, with the rapid development of Xinjiang foreign trade, foreignexchange business of China Construction Bank Xinjiang Branch made significantprogress, achieved better results in operating results, profit creation and interbankranking, foreign exchange business become a strategic business line. As the engineof foreign exchange business, Trade finance not only be able to spur internationalsettlement, foreign exchange, foreign exchange funds, business development, at thesame time be able to effectively expand the small and medium-sized customer base,optimize the credit structure to avoid credit risk, and enhance overall competitiveness.International trade finance business are more professional in domestic commercialbanking, different business development ideas and initiatives decide by the riskappetite of the trade finance business. At the same time, different level of the tradefinance business risks control lead to different operating conditions of each bank. Inthe trade finance business development, effective risk control and prevention level isan important guarantee for business development. Therefore, further strengtheningtrade finance business risk analysis, combined with regional market conditions,develop the targeted risk prevention countermeasures and suggestions have somepractical significance.Based on the current situation of foreign trade of Xinjiang, to the Xinjiangbranch of China Construction Bank trade finance business as the research object,through the analysis of Xinjiang’s foreign trade and the characteristics of the Xinjiangbranch of China Construction Bank trade finance risk management present situation,to tease out the bank trade finance industry in regional economic environment isprovided the new development trend, and long-term letter of credit trade financing,commodity import financing, in-Xinjiang mode of financing under three kinds of highrisk business risk analysis, under the guidance of transaction risk managementconcept is proposed to solve the risk prevention measures. At the same time, through the analysis of the Xinjiang branch of China Construction Bank trade finance riskmanagement present situation, and focus on continuous trade financing businesshealthy development in the future, this paper puts forward a scientific risk preventionawareness, the establishment of internal control measures to suit one’s measures tolocal conditions, improve the management level of specialization, strengthencooperation with agencies, strengthen personnel training and reserve, strictlyimplement the recommendation process management. In this article, based on theregional market environment, puts forward some countermeasures to prevent the riskof higher degree of business types, explore the Xinjiang branch of China ConstructionBank’s new ideas of strengthening risk prevention of the trade financing business,which has a certain guiding significance.