Study On The Countermeasures For The Policy Forest Insurance In Fujian Province Based On The Demand Of Farmers

This paper is mainly concerned with the practical needs of farmers towards the Policy-related Forest Insurance and aims at determining its influence on farmers, by employing the method of qualitative and quantitative analysis.Based on the demand of farmers for Forest Insurance in Fujian Province, the author conducts a normative analysis and empirical analysis in assessing the policies and the research results show that: firstly, most farmers express a not high overall satisfaction with the policy since it has to some extent meet the demand of the foresters to diversify the forestry risk. But due to the low insurance protection level, it did not fully realize the expected role in safeguarding the dangerous condition and in compensating in a timely manner and the rationality of compensation leaves room to improve; secondly, the significant variables that impact the demand of farmers for forests insurance include their perception of forest insurance, the family economic status, the area of family owned woodland, the insurance liability and the amount of insurance to meet the situation. Finally, the author proposes countermeasures to promote the development of forest insurance policy in Fujian Province, which requires a joint effort of government and the insurance company.