Analysis Of The Development Strategy Of China’s Carbon Finance In Commercial Banks

Global warming, from all over the world attach great importance to the issue of climate change, while reducing carbon dioxide emissions, low carbon economy is the fundamental measure to address climate change issues. But the development of low carbon economy puts forward the new request to the financial sector, under this background, carbon finance becomes the effective way to realize the global climate governance, conversion of energy structure and sustainable development. This provides the opportunity for the development of carbon finance, the transformation of the mode of economic development in china. Because our country commercial bank market share more than85%of the financial resources, which determines the need to undertake the development of carbon finance in our country in the liability is far more important than foreign banks. Low carbon economy era, the development of carbon finance has become the Commercial Bank of our country’s major social responsibility and historical mission, brought hitherto unknown opportunities for commercial banks at the same time. The core of carbon finance is the embodiment of sustainable development strategy through the operation of financial business. Then the commercial banks as the main force of China’s financial institutions, how to grasp the correct strategic plan, we need to study the issue.In this paper, qualitative analysis and logical, referring to the experiences of international financial institutions to practice, combined with China’s national conditions and circumstances to commercial banks, commercial bank management theory, economic theory, sustainable development theory, financial innovation theory as the basis, to explore strategic planning the development of carbon finance business of the commercial banks in China, the first question in the first part of the introduction, introduced the topics of the basis and background, the research goal and the significance, the research content and the method; then in the second part of the literature review system to clarify the research achievements at home and abroad on the carbon finance, and make a summary; the third part is the focus of this article. Mainly analysis using SWOT analysis and cost risk analysis strategic positioning for development of commercial banks of China’s carbon finance; the fourth part is the full text summary. Based on the analysis in previous chapters, make the basic conclusion of this paper, points out the innovation and deficiency, and put forward the research and Prospect of further.Conclusion the innovation and deficiency of the paper:first, for the first time, from the perspective of the Commercial Bank of our country, the development of carbon finance business is analyzed, using the SWOT method of the development of carbon finance commercial banks internal conditions and external environment were studied, and the benefit-cost and risk analysis on the development of carbon the financial business of Commercial Bank of our country’s income, cost and risk are analyzed at the same time, summarizes our country commercial bank’s overall strategic and long-term, short-term strategic objectives, and from the two aspects of commercial banks and the government put forward corresponding countermeasures, so as to promote the sustainable development of China’s carbon finance; the shortcomings of this is that, because the study and practice of the development of carbon finance in domestic commercial banks is still in the initial stage, the reference data less data, carbon finance evaluation index of China’s shortage, unable to do an empirical study, carbon finance development present situation and potential of China’s commercial banks failed to quantitative evaluation. Second, the basic conclusion. The overall strategic objectives:the development of China’s commercial banks of carbon finance business should first from their own internal do begin, also is to choose WO strategy (strategy):to eliminate the commercial banks own inferiority uses exterior opportunity, is to improve China’s commercial banks on the understanding of carbon finance, improve the operation of commercial banks aims and objectives, and the social from all walks of life, supervision departments to work together to use the external opportunities to integrate resources, eliminate weaknesses; long, short-term strategic objectives:from the short-term perspective, the commercial bank should be gradual, steady promotion of carbon finance, strengthen risk management, in the pursuit of profit under the controllable risk. from a long-term point of view, the commercial bank shall fulfill the social responsibility of the enterprise, enhance the awareness of environmental protection, actively explore the carbon financial market and put into action, improve the international competitiveness, the pursuit of sustainable development of enterprise value; in addition, the strategic objectives are achieved, it takes work and government policy banks support, remove restricts the development of carbon finance block, to promote carbon finance business of commerical banks in China faster and better development.