Study On The Legal System Of Small Loan Companies’ Sustainable Development

Since small loan company has been allowed as experimental unit in china, its actual effect in supporting agriculture development and solving the financing problems of small and medium enterprises proved to be unique and significant advantage, to show the world the inherent value of its reasonable existence. At the same time, the special legal status of small loan companies determined many of the problems which they must face in the future. Firstly, after reading research literature and laws and regulations, this paper sums up the legal predicament facing the development of the company, and explores legal causes of these difficulties as the logical starting point of this article."Phenomenon and then the reason why?" is the path of method to this article, which directly find out the practical problems encountered in the current development of small loan companies, to provide for the extension of legal advice and explain the facts to support; Reality-from the presence of small loan companies should natural state of thinking through a small loan companies correct the legal status of non-bank financial institutions, and as a basis for to expand small loan companies in China’s current financial system may be the way to expand the sources of funding assumptions, and then analyze the various channels facing legal obstacles and the possibility of a breakthrough; Finally, from opposites basic legal value such as safety and efficiency this proposals line with the actual legal and regulatory system of small loan companies try to give some feasible advises.