From "Qilu Bank Case" Explore The Regulatory System Of China's Commercial Banks

The lack of bank supervision will destroy the bank market order, justice andcompetitive, will inevitably lead to bank disorder, aggravate the bank risk, increasetransaction costs, and against banking development and innovation, but also hinderthe establishment of a modern enterprise system, and even will disturb the normaloperation of the national economy, is the current economic operation of the bank biteto solve the significant problems. So this article through to China bank supervisionsystem and legal system for the supervision of foreign Banks in the contrast, find outthe development process of worth keeping place, timely find out the deficiency, baseon the national conditions, complement each other, to promote our country’s economy,the healthy and sustained development of the banking industry. This text is dividedinto the following four parts:Introduction. It mainly introduces the case of QiLu Bank related situation andmake a brief analysis.The first chapter China commercial bank supervision system analysis. Mainlyintroduces the China bank supervision system of a series of content, includingregulatory body, supervision content, the way of supervision and regulation andsupervision of legal basis, the second section analyzes the specific supervision systemproblems.The second chapter Reference and revelation-based on the western developedcountry bank supervision system and the Basel agreement. Mainly introduced theUnited States, Britain and Germany’s bank supervision system and theirenlightenment for our country. The second section introduces the development of theBasel agreement and the influence of our country.The third chapter China commercial bank supervision system improvementSuggestions. Mainly from the regulatory body supervision mechanism andcooperation coordination mechanism, regulatory tools, bank business, supervision ofmacro prudential supervision these aspects put forward improvement Suggestions.