Legal Countermeasures On The Problem Of Difficult Financing Of Small And Micro Businesses

Small and micro enterprises (hereinafter collectively referred to as "micro-enterprise") occupies a pivotal position in China’s economy, plays an irreplaceable role in China’s economic development. In recent years, with the the country vigorously develop and support to small and micro enterprises, as well as the implementation of the strategy of western China and the Xinjiang Uygur Autonomous Region’s rapid economic development, the jurisdiction line Administrative Region Changji Hui Autonomous Prefecture of Xinjiang Uygur Autonomous Region, one from the East and West the north is surrounded hold Urumqi and Urumqi and Changji Economic Circle "makes the Changji Hui Autonomous Prefecture, Xinjiang has become something special, the rapid development of small and micro enterprises in Changji and active, all kinds of private sector7447, the registered capital of35.13billion yuan. However, even if this small and micro enterprises in the national economy occupies a "strong position", but its financing is extremely vulnerable, small and micro enterprise financing has been plagued by enterprises, limiting the development of enterprises. And in the financing of small and micro enterprises, scholars often just for SMEs bundled, but the truth is far more than medium-sized enterprises financing channels micro and small enterprises. Bundled no way, so the lack of practical and targeted for small and micro enterprises.Small and micro enterprises and medium-sized enterprises, small and micro enterprises small scale, fewer personnel and limited assets, such as information asymmetry, these features are unique to small and micro enterprises, and also contributed to the financing difficulties of small and micro enterprises, Many banks and financial institutions to small and micro enterprises credit rating, collateral and other refuse to provide credit support to small and micro enterprises, a large number of small and micro enterprises only through private financing channels of its own funds or loans to friends and family to meet the funding needs of the enterprise. In this paper, Changji small and micro enterprises, for example, analyze the difficult situation of small and micro enterprises corporate finance, and focus on the difficult problem of financing small and micro enterprises Legal Countermeasures.Financing problem of small and micro enterprises from three aspects to analyze and propose appropriate legal measures.First, this analysis expand financing situation of small and micro enterprises to define the criteria for the classification of small and micro enterprises; clear the meaning of corporate finance; introduce the status of the financing of small and micro enterprises in China and the legislation and policies of the financing of small and micro enterprises to elaborate.Chapter Ⅱ of the article to Changji small and micro enterprises research, for example, discusses the problem of financing and its causes in small and micro enterprises in Xinjiang Changji small, this chapter discusses the analysis by statistical analysis of the questionnaire and a case of corporate Situation and Cause of the problem of financing of micro-enterprises. The Changji financing difficulties of small and micro enterprises causes not only have the same factors as small and micro enterprises and the country also has its own special reasons.Finally, in the third chapter discussed above small and micro enterprises and small and micro enterprises in Changji financing problem, appropriate legal measures. Papers from the proposed analysis to improve the legal system of the legislation, improve the small and micro enterprises; risk prevention mechanism; implement differentiated policies; legalization of relevant laws and policy system to establish a sound and security industry and private financing four aspects...