A Study On The Legal System Of Old-age Security Fund Supervision In China

Strengthen of legal supervision for the Social Insurance Fund is the common discussing topic to world’s regulatory agencies, also the most fundamental problem to protect stable operation of the social insurance system. Pension insurance funds related to old-age security problem for the majority of the members of the society, the economic base of the pension insurance system plays an important role in the healthy and stable development of the economy. Pension fund management is directly related to the success or failure of the reform of the pension insurance system. The security and integrity of the social pension insurance fund are directly related to the vital interests of the majority of the insured and the social stability and development. In recent years, related departments have strengthened the management and supervision of the social insurance fund through a lot of work. But the view in Shanghai and other major cases, as well as the audit results show that regulatory laws and regulations about the supervision of Pension Fund in China are not perfect, regulatory is poor oversight, regulatory policies are not standardized, regulator reliance on administrative means, because of the existence of these problems the pension insurance fund is in the risk of misappropriation, has a serious impact on the security and integrity of the pension insurance fund and the pension system sustainable operation.The reason for these problems all boils down to is the "lack of supervision, legal lag". The current legal system is the lack of monitoring all aspects of pension fund raising, investment, payment, and lawbreakers chances. Precisely the lack of legal support for regulatory is also the effectiveness of the regulatory greatly reduced. Therefore, in order to achieve a harmonious and stable social development, in order to avoid a potential crisis and political risks brought by pension funds, I think that the study China’s pension fund regulatory system has important theoretical and practical significance, in particular, to strengthen the legal construction of the regulatory aspects of the pension funds.In addition to the introduction and conclusion,,This dissertation is divided into four parts. Firstly discourses the pension fund supervision of the general theory, not only provides theoretical support for the following analysis, but also give the author theoretical definition of this research. Secondly, deep analysis the main problems and their causes on the regulatory status of pension insurance fund as well as the supervision of the pension insurance fund in China. we can clearly recognize many shortcomings of the legal supervision of the Pension Fund in China, but also lay the basis of practice for behind the proposed substantive measures. Again, comparative study for main pension insurance fund regulatory system in developed countries and regulatory mode, so that we can take relatively mature and learn from foreign experience of the legal supervision of the pension insurance fund, also pose suitable measures for national conditions in China.