The Research Of Chinese Rural Coopertive Financial Efficiency Based On Dea Model

Just as econoomic development is inseparable from the financial support, therural economic development needs the strong support of the rural finance. The ruralcooperative finance and the rural economy has a natural connection, so in the past,present and future the rural cooperative finance is the core component of the ruralfinance in China, and it has a huge space and so il to survival and development.Chinese rural cooperative financial development is not only concerned about theamount, but also need to focus on the quality, the rural coopertive financial efficiency,only in this way,the rural coopertive finance can give full play to the strong supportfor the rural economy and solve the bottleneck problem of the econimic developmentin rural areas fundamentally. In such a context, studying the efficiency of ruralcooperative finance has a strategic theoretical and practical significance. Therefore,the main research content of this paper is empirical study of the efficiency of Chineserural cooperative finance.First, the paper analyzes the situation of the rural cooperative finance from thescale of development, level of development, asset quality and operating efficiency,.And then the paper uses the three-stage and super-efficiency DEA model to researchthe efficiency of the Chinese provinces and cities of the rural cooperative finance inthe2011, we can get the following conclusion:①The rural coopertive financialefficiency is influenced by the environment greatly, and the central region is the bestobvious, the overall efficiency, the pure technical efficiency, the scale efficiency havebeen enhanced after removing the environmental impact.②Most of the provinces andcities of Chinese rural cooperative financial efficiency are not optimisitic, in theresearch of the30provinces and cities,only6provincial rural cooperative financialefficiency are ideal, that is,80%of the provinces and cities are inefficiency.③Theanalysis of the Chinese rural cooperative fianacial efficiency based on the adjustment,we can learn that the main affect factor of the rural cooperative financial efficiency isthe pure technical efficiency.④According to the input-output slack analysis of theinefficiency provinces and cities, we can concluse that the effective integratioon of therural cooperative financial institutions can improve rural cooperative financialefficiency largely.⑤The use of super-efficiency model to analyze the effectiveprovinces and cities, we can see,even if the effective ones, there still exist difference,so we need treat them differently. According to the difference of efficiency, adjusting the institutions in order to better services the rural economy.