The Institution Analysis Of Small And Medium-sized Enterprise Financing Issue

The small and medium-sized enterprise is getting more and more important in thestatus of China, increases GDP and promotion international trade as well as employmentgeneration and other aspects in the economic contribution has the pivotal function,whether the small and medium-sized enterprise can the healthy, stable and fastdevelopment directly affect the harmonious and stable development of Chinese economicsociety. Financing of present stage small and medium-sized enterprise is facing all kindsof issues, finances is difficult becomes the restriction SME development, now analyzesthe small and medium-sized enterprise financing issue, proposed that the relatedcountermeasure proposal solves the financing difficult problem to compel in the eyebrowis anxious, and this analysis and research has the practical significance in the economicand social development.The factor of influence small and medium-sized enterprise financing has, such asenterprise own management, business credit, bank-business relations, economic systemas well as present financing system. The system influence behavior and decisionefficiency, have the decisive effect to small and medium-sized enterprise financing bit bybit, therefore this article analyzes the small and medium-sized enterprise financing issuefrom the aspect of small and medium-sized enterprise financing system, and proposed thecorresponding countermeasure proposal based on analysis.The article first makes the overall summary to analyze to present stage small andmedium-sized enterprise financing from the financing condition and financing system incondition small and medium-sized enterprise. Then frontage and negative impact of keyelaboration present stage our country related financing system to under enterprise financing, obtains present stage our country to finance in the system the existing defect,directly affects the small and medium-sized enterprise whether can finance smoothly.Finally the financing system conduct analysis and comparison to advanced developedcountry, induces their common ground and advanced financing institutional arrangements.Found them through the comparative analysis in the solution small and medium-sizedenterprise financing problem the advanced experience, takes this as the enlightenment,proposed that solves the related financing institutional innovations suggestion of Ourcountry Small and medium-sized enterprise financing issue.