Research Training System Contractor Bank Small Business Loans Business

In recent years, the difficulties of financing for Micro and Small Entrepreneurs (MSEs) have been becoming one of the social focuses gradually. Because of the commercial banks’ skeptical attitude about the high risks of MSE lending, the banks seldom develop this business. Under the great support from the Chinese government, more and more commercial banks start to develop the MSE lending business; however, the speed of development is slow. The slow speed is related to the choice of strategy and credit mode made by the management level of the banks, and to the establishment and training of the credit team as well. Although many banks have realized it, there are not many researches on the training. This thesis analyzes the current training situation of MSE lending business in Baoshang Bank, proposes the measures of how to improve the training system on the current training basis, and solves the problems existing in the training works, enhancing the construction of the credit team for MSE lending business. Meanwhile, it is hoped to provide some references to other commercial banks that develop the MSE lending business on how to improve the training system and enhance the training ability.