Research Baotou Municipal Government To Promote SME Financing Issues

SMEs promote the development of the national economy、constitute the main market economy、promote the foundation of social stability force, plays an extremely important role in the economic and social development, occupies an extremely important position。Since the reform and opening up, China’s SMEs has been rapid growth, in the national economy occupy half of a country, in order to expand employment Stimulating private investment、promote technological innovation、 optimizing the economic structure、promote fair competition、An active market、expanding domestic demand made a great contribution。At this stage, how to re-recognize the status of the development of SMEs in China, the role of the new environment, Is of great significance to promote the scientific development of SMEsIn recent years, financing difficulty of minor enterprise loan becomes the focus of the concerns of the community. From the perspective of commercial banks, with the case study of Baotou area, this article studies the issue of credit investigation of minor enterprise. This paper’s basic theory is dependent upon current research at home and aboard, to stress on the significance of the problem. Based on the above knowledge, author summarizes the survey of minor enterprise financial environment in Baotou area, raises the recent problem of credit investigation of small business loan and analyses the formation reason which combined with the specific environmental background. Then the author put forward several suggestions to improve and perfect the credit investigation of small business loan.