Agricultural Policy Financial Support For The Impact On The Nongbashi Agricultural Development Of Leading Enterprises And Countermeasures

Since2000, the government issued a document which is the preferential policies to support thedevelopment of agricultural leading enterprises year by year. Agricultural Development Bank is based onthe agricultural industrialization leading enterprise in the corresponding loan measures for the formulationof national policies related to file. Policy from the initial support leading enterprises loans concretemeasures to expand the scope of support, the strength of the relevant provision, embodies the nationalattention and strong support to the development of leading enterprises. Leading enterprises in theagricultural development bank for loans to complement and perfect gradually, loan amount increased yearby year. In the strong support of national policy support and agricultural issue, most of China’s leadingagricultural enterprises has been rapid development, more and more agricultural leading enterprises, createeconomic benefits more and more. With the advancement of China’s financial system reform, however, thedevelopment of agricultural industrialization, especially the agricultural leading enterprises run into seriouscapital bottleneck.This article analysis the present situation of the agricultural policy finance NongBaShi, agriculturalleading enterprises and supporting, found that agricultural policy finance NongBaShi is still in the initialand stage of development. First of all, the agricultural policy finance supporting the NongBaShi agricultureleading enterprise development status showed as follows: support and business support enterprises quantityis less, support funds increases year by year but mainly short-term loan time, loan for more credit, loaninterest rates for fixed value and strict to apply for a loan conditions commonly. Secondly, there are someproblems of agricultural policy finance supporting the NongBaShi agricultural leading enterprises in thedevelopment process, such as the support is not enough, can not meet the need of enterprise developmentfunds; the credit period and the development of agricultural leading enterprises in the long-term loandemand does not adapt; mortgage-backed single limit agricultural leading enterprises demand for loans;Loan formalities trival, financial department service level is difficult to meet the need of agriculturalleading enterprises and so on. Then through the empirical analysis, the agricultural policy finance loanamount for the development of enterprises play an important role, including the economic efficiency andsocial benefits. Agricultural policy finance to provide long-term, low-interest loans to agricultural divisioneight leading agricultural enterprises, to support the construction of enterprise of agricultural productsprocessing base, encourage enterprises to increase investment in science and technology; The developmentof enterprises, not only can absorb more surplus labor force to solve the employment problem of somefarms, farm workers, but also promote the rapid development of the local science and technology. Finally,in view of agricultural policy finance supporting the NongBaShi problems existing in the development ofagricultural leading enterprises put forward the corresponding countermeasures and Suggestions.Agricultural policy financial support agriculture leading enterprises as an important means, inperfecting and developing gradually. However, rural financial system in addition to the agriculturalfinancial policy, as well as commercial finance, cooperative finance, including even private finance. If therural finance system financial main body can support the development of leading enterprises of agriculture,leading agricultural enterprises have developed rapidly and industrialization of agriculture will forward abig step, the rural financial system to achieve sustainable development.