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The Research Of The Control Method For Commercial Banks Operational Risk

Posted on:2014-04-02Degree:MasterType:Thesis
Country:ChinaCandidate:Y ZhuFull Text:PDF
GTID:2269330401967394Subject:Business management
Abstract/Summary:PDF Full Text Request
All the risks that the financial institutions have faced can be roughly summed up Market Risk, CreditRisk and Operational Risk.The financial institutions have paid enough attention to market risk and creditrisk very early,now they have comparatively ripe of risk, and have established mole effective managementsystems in various financial institutions.But all along, operational risk in commercial banks has not beengiven sufficient attention, the results caused the operational risk eases which led directly to a great threat.The bankruptcy of Barings Bank which is occurred in the1995alarmed global financial institutionsthat operational risk is becoming of the greatest threats to all of the financial institutions.For "country’sbanking industry the situation of operational risk We faced is not optimistic,since2005a series ofimportant operational risk cases that not only the management technique is backward, but theunderstanding of operational risk is also quite backward,in small and medium banks,these is particularlyevident.The research great significance for understanding the formation of operational risk and theirformative.It is based on the above,combining of the inspection data and theoretical knowledge,the authoranalyzed the formative causation of commercial banks’ operational risk, and gave his own suggestions.This paper expounds the connotation, commercial banks operating risk classification, characteristics,and in view of the current situation of China’s commercial banks operating risk, analysis of several factorsin the third chapter, will form the operational risk of China’s commercial banks motivation into internalmotivation and external motivation two categories, and the operating risk of commercial banks the internalmotivation is divided into soft and hard factors were analyzed, and the internal motivation analysis. Finally,according to the causes of operational risk in Chinese commercial banks, combined with the empiricalanalysis of operational risk. The enhancement of our country commercial bank risk control risk awarenessof the cultural construction and internal staff training, strengthening the loss database construction, China’scommercial banks to improve measure level reasonable suggestions.Relationship banking operation situation of the stability of the entire financial system and nationaleconomic security, and commercial banks operating risk management research is a complex area, but also a new topic, there are many problems need our in-depth study. Only when we grasp of advanced commercialbank operation risk measure technology and learning advanced risk management philosophy, theCommercial Bank of our country will know the operational risk and the formation of the concept ofoperational risk management of commercial banks the right right, gradually perfect our country commercialbank operation risk management system, strengthen the awareness of operational risk of commercial bank,so as to improve the the level of operational risk management of commercial banks in China, so thatChina’s commercial banks remain invincible in fierce competition with the international commercial banks.
Keywords/Search Tags:Commercial Bank, Operational risk, Formative Causation, Strategy
PDF Full Text Request
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