A Research On The Management Structure Of The Rural Cooperative Bank In China

The development of rural financial markets is directly related to the settlement of the "three rural" issues and the development of China’s rural economy. China’s rural financial markets after several reform, and gradually form a cooperative financial organizations as the main commercial and financial organizations policy auxiliary, private financial organizations supplement multi-level division of work in rural credit system. Rural Cooperative Bank shares cooperative principles-based, not only adhere to the principle of the cooperative system of mutual aid, and the introduction of joint-stock competitive factors. The establishment of rural cooperative banks is a bold and innovative reform of rural credit cooperatives. China began implementing the pilot reform of rural credit cooperatives in2003so far, the development and expand the scope of the deepening of rural cooperative banks have achieved effective results, but its corporate governance structure is still not clear property rights, ownership structure is imperfect, the shareholders, the Board of Directors unclear division of responsibilities of management and supervisory boards and other problems. These problems to some extent hindered the further development of rural cooperative banks, rural cooperative banks as well as the development of the rural financial market will play an effective role in promoting the establishment of a reasonable and effective corporate governance structure.This article is divided into a total of five parts:the first chapter, research to improve the corporate governance structure of rural cooperative banks significance, recalling the evaluation of Chinese and foreign academic study of the problem, the main concepts defined in this paper relate to, and analysis of the basic theory of rural cooperative banks; Chapter2, a review of the development path of China’s rural cooperative banks, a clear market positioning of rural cooperative banks in the financial system in China; Chapter3, mainly carried out a detailed description of the current situation of the corporate governance structure of China’s rural cooperative banks on problems summary analysis; Chapter4, rural cooperative banks, rural commercial banks, foreign cooperative banks comparative analysis to find the factors of reference; Chapter5, for the development of rural cooperative banks status as well as the existence of many problems, put forward a reasonable policy recommendations to promote rural cooperative banks to grow and develop better and faster.