China’s Urban And Rural Residents Medical Insurance Integration System

Communist China the18th Party Congress, President Hu Jintao made it clear that "willcoordinate development of urban and rural social security building". Social insurance as animportant part of the social security, played a positive role in maintaining social stability andbuilding a harmonious society. Medical insurance as a branch of social insurance, effectivesolution to the majority of the residents "of poverty caused by illness back into poverty," theproblem. A long time, due to the special dual economic and social structures, the three mainmedical insurance system for urban workers’ medical insurance, medical insurance for urbanresidents and the new rural cooperative medical insurance to a considerable extent to achievefull coverage, but the system The urban-rural dual structure and fragmented phenomenon isvery obvious. Urban and rural health resources severely uneven distribution of rural residentsthe same as equality and freedom of the individual and can not enjoy the same health caretreatment and urban residents, and contrary to the principle of equitable access to the fruits ofreform. With the in-depth development of urbanization, the living standards of rural residentshas been greatly improved, to narrow the urban-rural divide, equal access to health resourcesdemands attention by the majority of experts and scholars. Therefore, to explore the medicalinsurance system, the establishment of an integrated system between urban and rural residents,fair and inclusive, to conform to the current trends of the urban-rural integration.Medical insurance system for urban workers, the medical insurance system for urbanresidents and the new rural cooperative medical insurance system together constitute China’smedical insurance system,"Troika". Based on medical insurance for urban residents and thenew rural cooperative medical insurance in the income level of residents, security levels havemany similarities, and in regions such as Xinjiang, Zhejiang has also begun preparations forboth the merged system design problem, and therefore it has real possibility. This papermainly discusses the integration of medical insurance for urban residents and the new ruralcooperative medical insurance, the use of comparative analysis, interpretation summarizedanalysis and literature analysis. Starting from the theoretical research and perspectives on theintegration of the medical insurance system for urban and rural residents, based on the framework of the current China’s basic medical insurance system, the differences betweenurban and rural residents, medical insurance and new rural cooperative medical insurancesystem, and analyze the differences The reason for the existence of urban-rural dual economicstructure, and then put forward the idea of building integrated system of urban and ruralresidents’ medical insurance. On this basis, according to the system of domestic and foreignhealth insurance integration of urban and rural residents experience to draw on, asked therevelation of our medical insurance integration system, and demonstrates the necessity andfeasibility of medical insurance for urban residents and the new rural cooperative mergedgiven to improve the residents’ medical insurance fund Manpower levels of reality. Finally,suggestions residents in Medicare integration system, pointed out to build a new type of urbanand rural residents’ medical insurance system for the integration of commercial insurance andsocial insurance, and other specific suggestions.