The Financing Mode And Optimizing Strategies Analysis Of The MDE Corporation Based On The Perspective Of The Supply Chain

Since the1980s, the small and medium-sized enterprises development was rapid,not only created numerous employment opportunities, but also the development ofeconomy vitality, created enormous wealth, which has increasingly become an integralpart of the economic development. Strong momentum of development of small andmedium-sized enterprises have become a big power to fuel economic growth, and alsothe beneficial to the healthy development of the social stability. Small andmedium-sized enterprises give a great contribution to social development at the sametime. On the other hand, small and medium-sized enterprises financing difficultiessituation is becoming more and more serious. Due to national policy, bankdecision-making, enterprise itself and so on, all sorts of reasons, small andmedium-sized enterprises financing difficulty is relatively large. For30years, small andmedium-sized enterprise change is serious in our country. Some well-known enterprisesbecome relics due to funding problems. The small and medium-sized enterprisesbottlenecks greatly hindered the development of Chinese.This paper understood small and medium-sized enterprises financing difficultproblem from the supply chain financing. This paper expounded the meanings,characteristics and main types of supply chain financing, and analyzed the small andmedium-sized enterprises financing theory. This paper focused on the core enterprise ofsupply chain finance the actual risk of supply chain financing, supported enterpriseactual risk of supply chain financing, specific professional market and other basicsupply chain financing mode. At the same time the MDE enterprise case analysis wasmade of the advantages of supply chain financing, aimed at the problem of small andmedium-sized enterprises supply chain financing in our country, put forward theproposal,strengthened the cooperation with core enterprise, logistics enterprise,perfected internal control system from source control operation risk, made small andmedium-sized enterprises loan before the survey, effectively controlled businessrisks,established and improved the supply chain financing risk evaluation system andscientific evaluation of risks. Finally this paper came to the conclusion that supply chainfinance is a kind of tailored for small and medium enterprises financing mode, whichcan effectively solve the financing problems of small and medium-sized enterprises.Due to the uniqueness of the supply chain and the complexity of the structure, as well ascontinuous extension and expansion of the supply chain, there are many risks in thesupply chain financing products. We will take targeted measures to prevent financial risks, supply chain control and guard against financial risks in supply chain, supply chainfinancial services.for the better development.This paper is divided into five chapters, concreting analysis the small and medium-sizedenterprises supply chain financing issues related to: The first part: introduction. Whichillustrated the meaning and purpose, research background and topic,the research situation bothat home and abroad, research methods and train of thought and research the main content ofthis paper. The second part: the theory of supply chain financing. This part mainly analyzedthe theoretical foundation of supply chain finance development, briefly illustrated our countrycommercial bank main models of supply chain financing at present.The conceptunderstanding of supply chain financing is usually in practical work and theoretical, its typesand characteristics of supply chain financing, convenient for this research. The third part: Anempirical analysis of the supply chain financing problems. To MDE approach based designand implementation process of enterprise supply chain financing case, standing on the bankAngle, through the enterprise basic situation, financial condition, its own funds, guaranteeand so on carries on the concrete analysis, elaborated the Banks are the main focus of theproblem in such business. The fourth part: The supply chain financing strategies forimprovement. Cases based on the above theoretical research and empirical analysis, fund outthe current bank supply chain finance business to carry out four main problems: the scale ofenterprises in the supply chain financing change increases the bank’s risk assessment workpressure; Second is chain enterprises, especially small and medium-sized enterprises defectstaked the bank credit risk the risk increase; Three is the core enterprise and logisticswarehousing enterprises such as the potential risk of third party partner bringed to the bank;Four Banks internal management system is not perfect, management idea is wrong, leading torisk. According to the above problems, put forward the corresponding improvement strategies:which improved the supply chain financing risk evaluation system, implementeddifferentiation and personalization of customer credit rating standards, scientific evaluationrisk; It is to do the "three check" management of financing enterprises, effective control ofenterprises of all kinds of risks; The third is to strengthen cooperation with core enterprise,logistics enterprise; The fourth is to perfect internal control system from source controloperation risk and moral risk occurs. The fifth part: summarize the full text, pointed out alittle contribution to the actual work and the problem still needing further research.