Study On The Finance Lease Of Small And Medium-sized Logistics Enterprises

Modern logistics industry gradually developed into a pillar industry in China. Small and medium-sized logistics enterprises are not only the epitome of SMEs, but also the power and the lifeblood of the development of the logistics industry. Like other SMEs, small and medium-sized logistics enterprises also have many difficulties in financing. Capital market financing needs abundant strength, bank financing needs a lot of valuable immovable properties, personal investment financing requires a high return, private lending need strong tolerance of risk, but small and medium-sized logistics enterprises are not have these advantages. Small and medium-sized logistics enterprises need a kind of leveraged finance, which you can use small force to get huge financial support. It is not imposable. As early as30years ago, finance lease were introduced from foreign countries. It is very suitable for the financing of small and medium-sized logistics enterprises.Finance lease is a special economic activity, which makes "financial object" instead of "financing". The finance lease fits the financing requirements of small and medium-sized logistics enterprises. Finance lease will be an important financing concept in our country, It will be accept by more and more people and become a powerful weapon to solve the problem of financing in small and medium-sized logistics enterprises.In this paper, penman start from the concept of small and medium-sized logistics enterprises and finance lease. First of all, analyzed the financing needs of small and medium-sized logistics enterprises from the point of view of the industry, and then analyze the financing situation of small and medium-sized logistics enterprises; second, elaborated the advantages of finance lease for small and medium-sized logistics enterprises in details, and had a comparative with bank loan. Analyzed the existing problems of finance lease for the small and medium-sized logistics enterprises; finally, made some proposed countermeasures and suggestions for each problems.