Risk Analysis And Optimal Control Of Supply Chain

As a new-type innovative financial serving product, Supply Chain Finance has a greatpotential in the market and gradually becomes a new field in which banks compete with eachother. Supply Chain Finance has the ability to transfer the powerful influence and goodcredibility of core enterprise in the chain to the related businesses in the upstream anddownstream in the supply chain. And it often takes the medium-sized and small enterprises asthe main orientation of the market to make up for the financing defect, which reduces thefinancing cost on the whole, and plays a role in relieving the financing pressure ofmedium-sized and small enterprises. If the Supply Chain Finance receives favorable sounddevelopment, banks, manufacturers and third-party logistics providers, marketers will getmore profit. But at present, many banks with commercial development only see the one-sidedbenefits brought by supply chain finance, and have no a good realization of the potential riskof supply chain finance. How to control and prevent the crisis existing in the supply chainfinance has become the focus of the banks. This paper describes the characteristic of supplychain finance, and makes a distinction between the Supply Chain Finance and the traditionaltrade financing. The author argues that Supply Chain Finance is the product of the jointcombination between bank and core enterprise, is a systematic financing arrangement for theenterprise which is related to supply chain. And Supply Chain Finance risks are classified inthis paper, with deposit accounts receivable financing, loans and deposits financing andadvance financing included. Then these three financing modes and the reasons of risk areanalyzed in detail in this paper. Then, combined with concrete examples, risk management ofand the present situation of D bank supply chain finance in practical application are discussedin this paper, and risks of supply chain finance are examined and evaluated from differentpoints of view respectively. Under normal circumstances, banks will take correspondingmeasures to control risks produced in supply chain finance, but there are still many problemsexisting in risk management in the actual operational process. And most cause of theseproblems is that banks have no full understanding of supply chain finance risks, or can not becautious to deal with risk management in practical work to lead to oversight in management.Finally, supply chain finance risks of banks are carried out the optimal control, also trackingand monitoring are conducted separately from before, during and after borrowing a loan, andeffective risk management measures are put forward in this paper.