Study On China’s Rural Financial Resources Development Mechanism And Mode

Face of the international economic environment and China’s economic development barriers, the development of the rural financial sector development in the modern economy is playing an increasingly important role in the development of the rural economy while the financial system have to rely on the support and services. However, in our country this year to reform the financial system, banks and other financial institutions, the integration process is mainly considered commercial development and urban construction, rural development and utilization of financial resources obviously can not keep up modern rural development needs, while rural financial services problems is increasingly obvious. China is a large agricultural country, agricultural population accounts for the majority of developing countries, but also the largest, farmers live in peace and prosperity of rural development, agricultural income-generating income is related to the fundamental framework of the development of a big problem. Countries’ agricultural development issues has become increasingly clear, more and more scientific planning, rural development has always been an important issue of national economic development, but also restrict the healthy development of China’s economy unfavorable factors in economic development becomes ever more apparent. Now China’s agricultural development is in a transitional period,"industry nurturing agriculture and cities support rural areas" and the new rural construction and urbanization progresses, so that farmers and rural development needs more urgent.This article is divided into the following areas are discussed:the introduction to the first part, expounded the background, purpose and significance of the study-specific, research problems, research methods, research, research infrastructure and innovation; Second part from the research conducted an analysis of rural financial resources; Part III conducted an analysis of current situation of development of rural financial resources, and to identify the existing problems; Part IV effects of research from various aspects of financial resource development, dynamism and contribution to the rural economy and improve the governance structure and operating mechanism of rural credit cooperatives, play a good role of rural nongovernmental financial institutions and introducing competition mechanism, increase rural credit delivery, innovative financial products and services in rural areas, and so recommended improvements in the five strategic choices of developing rural financial resources; And part i conclusion and prospect of this article, through the study of rural finance resource and environment, make recommendations to improve the rural financial resource development.