Study On The Problem Of Rural Financial Reform In Yulin City

Finance is the core of the modern market economy. Financial sector development needsof financial institutions and financial institutions integrated in the reform of the financialsystem as China gradually in the specification, the financial part of rural finance, ruralfinance development of China’s financial reform has also an important part. China’sagricultural industrial structure adjustment, rural economic and social development and ruralresidents ’ income will need the support of rural finance, the financial capital of the variousfunds in the rural movement has a pivotal role. Since the20th century,70years, as Chinagradually accelerate the pace of reform and opening, rural finance has undergone enormouschanges, the rural financial system reform and adjust gradually to further promote ruraleconomic organizations and institutions change occurred, so the rural Finance is also a higherdemand, the new requirements, the rural financial reform issues are again referred to theagenda. Of China’s rural financial system in the continuous improvement of more than30years, these are the construction of new socialist countryside achieved remarkable results.Affirming our achievements, we also found inadequacies exist, according to China’s nationalconditions that China is a large agricultural country, rural areas, there are many issues thatwe need a long time all the solutions, such as rural residents ’ difficulty in obtaining loans,"financial services in rural areas level is not high, some local governments the "three rural "issue is not enough to support modern agriculture and a strong demand for finance so a seriesof problems in the current eighteen Congress after the backdrop, the party and governmentattach great importance to rural finance problem, the central authorities have repeatedlyissued a document on the reform of rural finance to make plans and arrangements.How to crack the problem of rural finance, building a new socialist countryside, weneed to seriously think about the current rural financial system to reform and innovation,faster system to improve the formation of a new type of rural financial service system, inorder to promote a new socialist rural development, promote the farmers to increasedisposable income, promoting rural harmony critical Path is the ultimate solution " ThreeRural Issues" valid path, rural financial problems to be solved, so as to accelerate the overalldevelopment of rural economy and society, however, we need to do is to propose practicalapproaches to rural finance issues to be addressed.This article first rural finance research background, purpose, meaning, ideas, methods and theoretical study abroad frontier overview of the concepts related to rural finance andrural finance theory to describe some of the research behind the paper to lay the theoreticalfoundation.Second, the article reviews and summarizes the Yulin City, the rural financial systemreform achievements at all stages, while the rural finance in Yulin city status and problemsare described, followed by the foreign countries to analyze the characteristics of ruralfinance, summarize good practices and experiences overseas, the next step for the city toimprove the rural financial issues provide useful experience.Finally, the article concludes, Yulin City, rural financial problems, combined with localconditions, propose solutions to the problem of Yulin City, the rural financial reformmeasures and opinions.