The Research On The Efficient Supply Of Financial Services In Rural Areas

With China's economy into the new normal state,China's rural financial needs show a multi-level,while the rural financial supply is lagging behind,resulting in a large gap between supply and demand.Yulin City,as one of the important parts of Shaanxi and even the national economic sector,the energy economy dominated,but with China's economic growth shift,structural transformation,the dominant position of traditional resources increasingly unprotected,and how to deal with the new development model and Growth model of the development of the dilemma,it is an urgent need to solve the problem.In order to attract capital flow,to solve the "three rural" problem,to improve financial support for agriculture,in the rural financial system to the backward counties to promote Pratt & Whitney financial more targeted.However,the development of Pratt & Whitney Finance,indeed,and commercial banks to maximize the profitability of business conflicts,the lack of effective landing policy.In fact,the Government has introduced a number of policies on Pratt & Whitney Finance in recent years.There are many policies that are not satisfactory.Based on the theory of rural finance,Pratt & Whitney finance and supply side structural reform,this paper takes Yulin City as the research object,and on the basis of relevant theoretical research,deeply understand the relevant financial institutions in Yulin and carry out field research.This paper analyzes the current situation of rural popularization system in Yulin City of Shaanxi Province,analyzes the present situation of the supply of rural public welfare financial system and the effective demand of farmers in Yulin City,Shaanxi Province.On the basis of deeply analyzing the contradiction between supply and demand structure of rural delicacies in Yulin City This paper puts forward the existing problems and influencing factors of the rural delicacies in Yulin City.The institutional framework and action plan of effective supply of rural Pratt & Whitney Finance in Yulin City are designed.The paper draws the conclusion and puts forward some policy suggestions.The paper draws the following conclusions:(1)The effective supply of rural Pratt & Whitney finance is the effective demand of the financial service to meet the effective demand of the farmer's family at the appropriate cost,which respects the purchaser's willingness to purchase the financial product,The price of the supply of goods,services,etc.in line with the wishes of those who demand,and demand for financial products have a full choice of alternatives.(2)Yulin City is a relatively low degree of rural economic financialization of the county,through the correlation coefficient analysis found that the income level in rural areas is low and the number of people out of employment more places,rural Pratt & Whitney financial imbalance is higher;agricultural level Higher areas,it is difficult to promote the development of financial institutions and resources in the rural market,hinder the rural public financial and ecological environment construction.(3)to improve the efficiency of the supply system for the purpose of service,put forward specific action program,one is to improve the rural Huinong financial system;the second is to improve the effective supply of combing;three is to optimize the supply;Fourth,innovative products and services;Improve the financial risk prevention system.