The Research On The Development Of Supply Chain Financial Business Of China Construction Bank

Conforming to enterprises’development trend, Chinese commercial banks grasp the business opportunity and actively carry out supply-chain-oriented financial innovation for the purpose of occupying the new "blue ocean" of business development. As one of the major commercial banks in China, China Construction Bank also pay high attention on and devote to the research on the supply chain financial business. Therefore, the study on the supply chain financial business of China Construction Bank on theory, are of positive significance and practical value to the approaching development of new market space and profit model of China Construction Bank, still to other commercial banks in China.This paper takes China Construction Bank as the research subject to bring forward the necessity and strategic thinking of developing supply chain financial business based on the statement of the supply chain finance’s connotation and characteristics combined with the analysis on current development situation of the supply chain financial business through the use of financial innovation theory, supply chain management theory and SWOT analytical model. The specific research frame is as follows:firstly, stating the background and connotation of supply chain financial innovation, introducing the participants, analyzing and comparing the supply chain finance and traditional financial business pattern, as well as summarizing the current development situation, principal mode and existing problems of the supply chain financial business of Chinese commercial banks; secondly, bringing forward the necessity of developing supply chain financial business by SWOT analysis on the basis of the analysis on current development situation of the supply chain financial business of China Construction Bank; finally, proposing targeted countermeasures and suggestions on development ideas, product innovation, comprehensive financial service, matching systems and risk management etc. based on the above analysis.