The3rdparty payment platform is the newborn with the development ofe-business, its conveniency is as carrying a wallet only electronically. With thespeedy development and highly requirement, the3rdparty payment platform hasdrown more attention from people. However, as a ‘newborn’, the new paymentplatform has its own issues, which leads to legal issue, the security of moneyallocation and lack of regulation. Against with United States and Europe Union’spast experience, this paper has proposed the new regulation and strategy of the3rdparty payment platform, mainly discuss the promising issues.This paper mainly discuss in three sections. First, it explained the whygovernment played an important role in this3rdparty payment platform regulationthrough definition, character, situation and its partnership with banks and legalloopholes.Second, through the basic thesis of3rdparty payment platform’s regulation, theweakness of the current situation, legal issues and lack of government regulation hasbeen pointed out.Third, suggestions of government regulation and legal regulation have beenmade after compare with the United States and Europe Union. |