Research On The Financing Of Small And Medium Enterprises Network

In the rapid development of China’s reform and opening up30, resulting in alarge number of SMEs, according to the Ministry of Statistics in2012over10million,is to support an important force in China’s economic development, small and mediumenterprises for the rapid development of China’s national economy is important, Theeconomic framework as an important part of the organization, the development ofSMEs will not only promote China’s economic growth and foreign trade, for thedevelopment and expansion of our existing national industry, to solve the employmentproblem, promote social stability has played an increasingly important role. However,due to the general credit of SMEs is not high, smaller, relatively narrow channels offinancing, making the financing difficulties of SMEs in China has been facingdifficulties, not only because of financing difficulties of SMEs because of theirproblems, as well as our government, banks support enough reason. Although ourgovernment and society has long been aware of the problem of financing SMEs, butnot a good way to resolve it.SMEs with a flexible operating characteristics, adept at using new scientifictechniques to grow and develop our e-commerce since1997to produce, with theadvancement and innovation of science and technology, e-commerce platform for therapid development of China’s SMEs while driving development.A network of SME financing platform enables network financing to become areality, the network of financing for SMEs to broaden the financing channels, to easethe difficult current situation of SME financing has played a good supporting role.Emergence and development of the SME network is the result of SME financing,financing platform network banks and other financial institutions and joint efforts.In this paper, a network of SMEs to finance research. Analysis of the course ofdevelopment, financing and business models of SME financing networks to analyze the advantages of the network of SME financing. Also proposed a network ofSME financing problems of SME development network gives better financing fromthe status quo policy recommendations financing SME network analysis. Divided intothe following four parts:The first chapter introduces the research background and significance of SMEfinancing networks,at home and abroad about the network of SMEs financingresearch,research methods and innovation of this paperThe second chapter introduces the development course of the network, ourcountry small and medium-sized enterprise financing mode of financing, thefinancing mode and the advantage of network analysis.The third chapter puts forward the existing network of our country small andmedium-sized enterprise financing problem.The fourth chapter gives the suggestions and Countermeasures of network financingsmall and medium enterprises in china.