Study Of Commercial Bank Capital Regulation Under The Framework Of "Basel Ⅲ"

In2008American sub-prime crisis induced global financial crisis, caused a fatal blowto the international financial system and the real economy in the world.Meanwhile, themajor issues in the field of financial regulation theory and practice of the presence isgradually revealed. So It is at stake to innovate the original financial regulatory standards,requirements and methods in this new round of financial regulatory reform.The thirdedition of the Basel Capital Accord (hereinafter referred to as the "Basel III") is one of themost important reform project of Basel Committee issued in summing up the lessons of theinternational financial crisis in the field of banking supervision, it marks the introduction ofthe new global banking regulatory standards are gradually surfaced. This is not only ofgreat significance to America, the European Union and other major developed economies;it will have a profound impact on China’s economic development and financial industry.This paper closely around the "commercial bank capital regulation problem under theframework of" Basel III, detailed analyses and the elaborates our country commercial bankcapital supervision status, existing problems, impact and other aspects, in order to providea theoretical reference value to our country commercial bank capital regulatory reform.The thesis consists of six chapters; the specific contents are as follows: the first part isthe introduction. This chapter describes the background and significance of the research,and then introduces the domestic and foreign research related, finally introduces theresearch mentality, method, innovation points and deficiencies of this thesis. The secondchapter is the international standard of commercial bank capital regulation and its practicein China. In the third chapter,we analyze the present situation and existing problems ofcapital regulation in Chinese commercial bank. The fourth part is the "Basel III”‘sinfluence to China’s commercial capital supervision. The fifth part is the countermeasuresof perfecting capital regulation to our commercial banks. The last chapter is the summary.The innovation points of the thesis are the following three points: the first is wecarefully discuss the bank capital regulation under the background of Basel agreement. Thesecond is we use a amount of data to analyze the current capital regulatory situation andthe existing problems of commercial banks in our country. At last, we analyze the effects of"Basel III" regulatory measures to Chinese banking capital, and put forward somesuggestions to improve the capital regulatory of commercial banks in China under "BaselIII" framework, which is essential for our better implementation of bank capital regulationand unified regulatory standards with international banking standards as soon as possible.