Research On The Capital Supervision Of Listed Commercial Banks In China

The subprime mortgage crisis began from the America in 2008 has gone long before, but the blow of the crisis on the world financial system and the real economy around the world is caused by painful, reflection on banking capital regulation issues caused by this crisis never stopped. The crisis has exposed the world banking capital regulation theory and practice there are still inadequate supervision. The financial system of world in times of crisis vulnerability is further amplified the panic further transmitted to the global real economy, contributing to global economic growth into the low tide period and resulting in reduction of the welfare of people around the world. After the crisis in the financial regulation rules of international banking regulators conducted remodeling, we will change the global financial industry, including the new pattern of China's financial sector. Therefore, in such opportunities and challenges of the times, previously international standards for financial regulation reform has become an urgent consensus. The Basel Committee of "promoting the healthy development of the global banking system and the protection of fair and orderly competition in the banking world" concept, have announced a series of financial regulatory reform program, there is no doubt the most important result is the "Basel ? ".Chinese listed banks is in the interest rate market-oriented economic structure and deepen the implementation stage of the development of the macroeconomic environment "supply side" of reform at present. "Basel ?" and the release of the global process of implementation, not just the more developed countries have a huge impact on the banking sector United States, Japan and the European Union and other Western economies, Chinese listed commercial bank capital regulation but will have a crucial impact. Therefore, this article under "Basel?" international regulatory standards, a study on Chinese listed commercial bank capital regulatory issues. Firstly, from the "Basel ? " The main content and its impact on Chinese listed commercial bank capital regulation started writing. Then expand further discussion from the regulatory status quo of Chinese listed banks' capital, regulatory practice and the reasons for the problems, etc. Finally, from the listed banks 'external supervision and internal control perspective of two, put forward a sound supervision of listed banks' capital countermeasures, in order to provide a useful perspective for bank capital regulatory reform China's listed. So China's listed banks in the face of more stringent regulatory capital environment, more calmly to respond effectively to enhance China's listed banks in international banking competitiveness.