The Intermediate Business Development Of Commercial Banks In Jiangsu Province

With the deepening of domestic interest rate market reform, the tightening of domestic credit policy and the strict situation of capital regulation, the profit margins of commercial banks in China will be gradually reduced, the traditional profit pattern which depends on the deposit and loan spreads will no longer be sustainable. This paper conducts a empirical study on the intermediate business development of commercial banks in Jiangsu province. As one of the China’s eastern region, the development of commercial banks in Jiangsu province is in the forefront of the country. The analysis of the existing problems in the intermediate business development of the commercial banks in Jiangsu province will provide a good policy reference for the rest of the country.This papar has seven parts. The first part is the introduction. The second part is the concept definition and literature review. This section provides a brief introduction of the main concept such as commercial banks and intermediary business and reviews intermediary business development literatures. The third part makes the summary and the introduction of intermediary business of commercial banks in developed countries such as the United States, Germany and European countries. The fourth part summarizes the intermediate business carried out by China’s commercial banks, followed by a brief statistical description of the status of China’s commercial banks to develop intermediary business. The fifth part is status and problems of intermediate business development of Jiangsu province. This section summarizes the intermediate business carried out by commercial banks in Jiangsu province and points out some problems of intermediate business development in Jiangsu Province. The sixth part is the problems of intermediate business development of Jiangsu province. The seventh part is the suggestions of the intermediate business development of commercial banks in jiangsu province.. Based on the present situation of intermediate business development of commercial banks, this part gives some advices for intermediate business development in Jiangsu. Through these measures, we attempt to promote a rapid and healthy development of intermediary business in Jiangsu Province.