Rural Credit Present Situation And Countermeasures Of Onstruction Of Credit System In Tai’an

Rural credit credit system construction is the financial service of "agriculture, rural areas and farmers", a pressing task and long-term institutional arrangement is the effective measure to promote urban and rural development as a whole, is the basis of a new socialist countryside construction engineering. Deepening the rural credit system construction, build good rural credit environment, promote financial institutions to increase agricultural credit, is to solve the "three rural" development financing bottleneck, prosperous rural economy, promote the effective way of increasing farmers’ income to get rich.The author is engaged in the financial sector, pay close attention to taian rural credit system construction. Though taian rural credit credit system construction started earlier, but in the process of development there are many non-standard place. It is form a complete set of legislation system is not sound, lagging behind the taian rural economic development. In the process of the rural credit system construction should follow the principle of legislation in advance, will be a sound credit legislation system as the important guarantee of the rural credit system construction. Secondly, the construction of credit system as the most important content of the construction of the rural finance, only the perfect credit system, the rural financial system will go more safe, more standardized, more health. Third, taian rural honesty education system is not sound. The establishment of the credit must be based on education, nip in the bud.This article for taian rural credit system construction of the problems in the process of using the classification method and inductive method, the problems to which attention should be paid to the construction of credit system has carried on the system elaboration, finally from the credit legislation, credit rating, the good faith education system such as level of taian rural credit credit system construction development direction are pointed out. Put forward to strengthen the construction of rural moral integrity, improve and perfect credit assessment, rewards and punishment system, and set up scientific, healthy and sustainable rural credit system, as taian to build a new socialist countryside provide strong support and guarantee.