Commercial Bank Financial Services Supply Chain Risk Management Research

Supply chain finance is a brand-new financial model through which banks provideenterprises within the supply chain with relevant financing services. According to therelationships among the production, supply, and marketing, banks give credit support toupstream and downstream firms by utilizing core enterprises. The appearance of the supplychain finance not only offers a valid solution to the financial problems of small andmedium enterprises, but also fosters the harmonious development of the supply chain itself.Meanwhile, it furnishes the transformative development of commercial banks with rareopportunities. Due to the great differences between the supply chain finance and traditionalfinancial service operating model, the original risk management model cannot fully adaptto the development of the supply chain finance service. Ahead of us is how to cope withthe impending risk concerning the development of the supply chain finance service.This paper demonstrates in detail the various models and the upcoming risks ofservice development through the comprehensive analyses of supply chain finance. Theservice development of supply chain finance service of commercial bank X and thepractice of risk prevention and management being the case, this work put forward tocreative suggestion and solutions, serving as the practice reference for the expansion of therisk management of supply chain finance service of commercial banks.