Risk Management Of P2P Network Financing Mode

Domestic financing model for P2P networks despite a late start, but in2006thefirst domestic financing platform P2P network inception, just six years time, it hasevolved into personal and corporate financing an important supplement. In terms ofprivate capital increasingly active at the same time, the relative shortage ofinvestment channels and the lack of financing channels are also increasinglyprominent contradiction between, P2P networks and financing platform for theemergence of conflict resolution provides a way. However, due to the P2P network isa kind of exotic financing platform, and a late start in China, the development of arelatively short time, coupled with the domestic network technology and policysystem is not perfect, among other factors, resulting in a continued strengthening inthe capital watching Meanwhile, the risks raging torrent. About the financing modelof P2P network has become a relatively hot topic nowadays.Risk management has always been the choice of technology and financingplatform P2P networks survival of magic, how in the present situation, find theappropriate country risk financing platform for P2P network management technology,operational risk control platform, operating and maintaining the healthy healthyplatform prerequisite for development.This research managers from the platform perspective, platform risks borne bytwo categories: First, the platform itself is exposed to the upstream financing risks,the second is in the process of lending from the financier facing downstream risks.Using literature research, case studies and data analysis approach to financingplatform for domestic P2P network operators a reasonable risk in the process ofanalysis to arrive at how the existing legal system, effectively avoid these two types ofrisk, thus financing of the P2P network to promote the healthy and sounddevelopment of the industry. Based on the current domestic mainstream platform of analysis and research, andputs forward some countermeasures for how to finance the current context toavoidP2P network financing risk and control the occurrence of overdue.