Guangdong Development Bank HZ Line On Steel Trade Enterprise Credit Risk Management Research

Summary Commercial banks are the core components of the modern financial system, the majority of people and households and main platform for conducting financial activities of enterprises in the world today play an important role in the development of the national economy. August2007United States subprime mortgage crisis triggered a global financial crisis, Western societies such as the United States, Europe, Asia, Japan and other countries affected by the worst economic slump in the history, just as financial institutions carry what’s facing bankruptcy or in the event of bankruptcy, such as Lehman Brothers. And domestic bank in national of tight and manpower deployment Xia although injury situation good Yu Europe, country but also was has is big of effect, and many economic active area as Guangdong Jiangsu and Zhejiang provinces area rely on export-oriented economic development of SMEs by big environment effect have collapse shut stopped, tens of thousands of boss last name laid-unemployment for social harmonious development brings has extremely serious of negative effect, so strengthening to Bank mainly of financial institutions activities of scientific, and normative, needs to be solve.I engaged in banking work do ten years of long, now inauguration Yu GF Bank Hangzhou branch main engaged in credit management work, and for steel trade enterprise of credit risk management work is I into years repeatedly involves of business, in I MBA learning will ended of Shi on steel trade enterprise of credit risk management work of upgrade as I of graduated papers Research, for themselves business upgrade and the Bank on area of upgrade and better of service Yu steel trade enterprise made points promoting role.This article in accordance with clear problem of exists——analysis problem of causes——address problem thought and the approach of logic relationship, in reference analysis both at home and abroad credit risk management research results of based Shang, combined GF Bank HZ line current actual business situation, pointed out that has Bank in credit risk management, and credit risk management organization structure, and credit risk process, and credit risk management method area exists of problem, and on these problem produced of causes for further of analysis, And to develop for both the steel trade enterprise features on all these aspects of the design research.Financial activities for banks and steel trade enterprise healthy development."The key word" steel trade enterprise of Guangdong Development Bank credit risk management "research type" application。...