The Commercial Bank Information Discloses To Take Charge Of A Research

Last century last phase, Asia appeared the financial crisis of big scope, the financial crisis highlighted a commercial bank information in the current world scope the great majority all exist an opacity, not public serious problem, for solving in time Asian financial crisis in the problem of highlighted, all countries all successively drew up respectively of the commercial bank information disclose to take charge of system and it direct mechanism.After long-term fulfillment after, practice result enunciation the commercial bank industry exist the degree of information dissymmetry in the financial market more big more probably will lower the movement efficiency of commercial bank financial market, only disclose to carry on a direct pit to check to the information of each big commercial bank in time, just can ease from here output conflict, maintain the good financial market luck camp environment.Reason of Zong, finances all round the world takes charge of authorities to all actively push forward to disclose to take charge of traditional mode to carry on reform to the bank information, start emphasizing the information of bank discloses mechanism construction, gradually the information of norm bank discloses of clarity.This text first from analytical accountancy’s information disclose of the basic theory commences and looked back commercial bank accountancy’s information discloses of creation and development and the principle followed by it etc.;Analyzed secondly domestic to disclose the present condition of norm system to commercial bank accountancy’s information;From the angle of fulfillment, this text discloses that the existent problem carried on an analysis to commercial bank accountancy’s information, bank oneself, on being to existingly produce power system to fall behind, the company manages structure not perfect, two is an overall risk management level to fall behind;Bank external environment, the key problem lies in the law environment, the agent direct working talent environment and government direct working talent environment still not perfect.Finally, this text analyzed our country commercial bank information disclose to take charge of the development present condition of the mechanism and the problem of its existence, and disclose with the foreign forerunner’s commercial bank accountancy’s information the theory carried on contrast to study and put forward to set up our country commercial bank accountancy’s information disclose the policy suggestion of system:Perfect our country commercial bank accountancy’s information discloses of law environment;The finance building up form and contents norm’s unifying reports system;The unified risk information discloses standard;Enhance a finance to take charge of;The perfect independence audits a mechanism;The continuously perfect company manages mechanism moderate breezes to nearly control a mechanism.In addition, in consideration of our country the commercial bank conduct the improvement of promoting of management level and external laws environment to still need a period of time, should gradually enter type the ground push forward commercial bank accountancy’s information discloses of improvement work, make accountancy’s information disclose with our country the commercial bank risk wents with inner-controlled level should, and gradually take side with the way of doing of advanced commercial bank.