Research Of Regulation In Commercial Bank Middle Business Charge

ABSTRACT:Based on the analysis of the current financial background and comments about the document of intermediate business problems both at home and abroad, we put forward the regulation of our country commercial bank middle business charge of research subject. Article adopts from the general theory of intermediary business charge supervision to the current situation of our country commercial bank middle business charge regulation to put forward relevant policy suggestions to expound the problem. Among them, the theoretical basis, first explains the basic composition of charging, the necessity of regulation and supervision, and then from the transaction cost theory, theory of constraint induced, avoid regulation theory, governance theory.In terms of four aspects,we clarify the theory basis of charging regulation on intermediate business. Then, we describe the problem of present situation of our country commercial bank middle business charge regulation target, such as the irrationality of content and the way, at the same time the paper points out that the related reasons. Finally, this paper put forwards the regulatory target, content and way; adjusting the regulation concept, system; perfecting the laws and regulations and strengthening regulation technology and infrastructure investment advice, to help the current regulation of intermediary business charge provide certain policy direction.