Research On The Endowment Insurance System In Heilongjiang Province Under The Background Of Population Aging

Along with the economic development in our province and the improvement of people’sliving standard, the birth rate and the mortality decreased year by year. Our province hasentered the aging society in2005. The sixth census of Heilongjiang Province shows, ourelderly population of65years old accounted for8.32%of the total number of. According tointernational practice, when a population group,65years old population proportion accountedfor7%and above of the total number, it will enter the aging society. Thus, our provincepopulation aging situation has been very serious.According to statistics, not only the elderly population proportion has increased, but theabsolute number is increasing rapidly in our province. Serious development increasingly agingsociety impact the current endowment insurance system.China has been on the endowment insurance system reform and improvement. But in ourcountry endowment insurance system in the new and old system transformation and thespecific implementation process, there are many places not just as one wishes. The mostprominent problem is the transition cost, pension insurance fund gap, empty individual accountof pension insurance system, the low level, the fund supervision and the value of. Heilongjiangprovince is one of the central part provinces, the economic development is relatively backward.Face the large number of rural surplus labor output, our situation is more complex to achieve afair and impartial social security,.Based on a demographic and endowment insurance related theory, this paper researchstatus, trend of population aging and the evolution of the pension system. In the background ofaging population, we want to explore a way for the province and even the whole country todeal with the aging of the population of the old-age insurance system. According to theresearch, discussion is made on the following four aspects: the first is to analyze the aging ofthe population and the pension system theory for the follow-up study; the second is the agingof the population in Heilongjiang province and the evolution of the pension system, presentsituation, development tendency were described, induction, generalization, find out existingproblems, analysis of the causes of the problem; the third is focused on the influence ofpopulation aging on the endowment insurance in Heilongjiang province; the four is theendowment insurance system of our province under the background of the aging problem, putforward the economic and social development in Heilongjiang province of the pension insurance system reform proposals.