Compliance Management Present Situation Analysis And Countermeasures Of Rural Commercial Banks

By the United States sub-loan crisis, the global financial industry is cooled, the domestic commercial banks also have safety compliance on the agenda, banks have established control departments independent wind, increase compliance construction efforts, focus on the creation of their own culture of compliance plan. As everyone knows, the future industry scientific and advanced the compliance management of commercial banks, can create more value for the commercial banks.From a practical point of view, the old system of various types of commercial banks just out of one person, to manage the gage is not steady pace. Now requires running compliance culture, innovation of content and to improve the lot of detail. While the economic operation of commercial banks play an irreplaceable role, so the compliance culture construction out any flaws, to advance steadily. But the Commercial Bank of our country, especially the rural commercial bank, the development of compliance risk basically in long-term development stage.Therefore, it is of profound significance to our country rural commercial banks compliance management construction. The basic idea of this thesis is the first analysis of the compliance risk concept of rural commercial bank, focusing on the analysis of the current situation of China’s commercial banks and rural commercial bank compliance management, and the deep reason of the problems were analyzed. Finally, on the basis on how to improve China’s rural commercial bank compliance management construction of the topic and puts forward several countermeasures.The first chapter:introduction, describes the background and significance of the study. Firstly,"commercial banks","rural commercial bank" was defined, and a brief analysis of the current situation of domestic rural commercial bank. Thus proposed compliance management meaning:compliance business operations, is the "basic requirements for commercial bank commercial bank law", is an important prerequisite for the effective prevention of the risk, but also an important standard to measure the management level of the Chinese banks. Except, also pointed out the compliance management is a core of the rural commercial bank risk management activities. Points out that the rural commercial banks now have to solve the current domestic rural commercial bank compliance management problems and improve the compliance management as its important task brook no delay. This is also to the rural commercial bank compliance management research purpose. At the same time, this chapter also introduces the research design and content arrangement of the.The second chapter:Research on Rural Commercial Bank compliance theory. The first is to introduce the generalized notion of "compliance", pointed out that "compliance" is "behavior in accordance with certain rules of the state and behavior of the state". And then explains what is commercial bank compliance. Compared with common subsequent compliance enterprises and rural commercial bank compliance, characteristics of the rural commercial bank compliance embodied. Finally it proves the necessity for rural commercial bank compliance management.The third chapter:the research status of domestic rural commercial bank compliance management. First of all, from the typical experience of famous foreign commercial bank compliance in the management, the development direction of domestic rural commercial bank compliance. Then, through the analysis of domestic and international comparison, points out that the reason of the rural commercial bank compliance management loopholes as long as it is the result of subjective ignore compliance system implementation and the lack of effective technical support by. Finally, summarized our country rural commercial bank compliance management achievements.The fourth chapter:research that China Rural Commercial Bank compliance management countermeasures. Puts forward the countermeasures against the problems found:firstly, to establish compliance risk management framework of science, secondly to compliance into the incentive and restraint mechanisms, and the establishment of efficient compliance accountability, and finally to the compliance culture construction. These measures involve the compliance risk management framework setting, system realization means and the compliance culture construction, has the important value to promote the compliance management of China rural commercial bank.The fifth chapter:conclusion. Summarized the research content, the main research results and its significance in rural commercial bank compliance management practice; points out the limitation of this thesis, aiming at the problems of the rural commercial bank, the direction of further study.